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Chapter One: Our Own Story: Anaconda, Montana
Chapter Two: What Kinds Of Towns?
Chapter Three: Cheap Houses
>>>>>>>>>> Inexpensive
Houses
Chapter Four: Finding Your New Hometown
>>>>>>>>> Nice
Towns
Section 2 : Cheap Homes for Sale: Inexpensive Houses
Another way to save when buying a home is to find a less expensive alternative that still fits your needs. This can mean buying in the inexpensive parts of town, or buying the inexpensive types of homes. Don't set your mind on one type of home or one neighborhood before you know what all the alternatives are.
This section isn't about buying a cheap dump to save money, or buying in a dangerous part of town. It is more about a philosophy of defining your true needs so you can find the least expensive way to meet them. You may be surprised at what is available for less.
Chapter Five: Housing Types That Cost Less
Chapter Six: Why Buy Mobile Homes?
>>>>>>>> More
on Mobiles
Chapter Seven: Condos and...
>>>>>>>>>> Co-Ops
Chapter Eight: Fixer Uppers
>>>>>>>>> Fixer
Upper Home
Chapter Nine: Other Housing
Section 3 : Negotiate A Lower Price
No matter what you buy, you can save a lot if you know a few basic negotiating techniques. You'll find some of the best here. Is it worth a few minutes reading and an hour or two of practice to save thousands of dollars? These are negotiating techniques that are used by the masters of negotiation. They are used in all areas of business and real estate. However, I use real life examples, some from my own experience, and all involving home-buying.
Chapter Ten: The Elements Of Negotiation
>>>>>>>> Time
Investment
>>>>>>>> Negotiation
and Information
>>>>>>>> The
Most Crucial Information
>>>>>>>> Negotiating
Power
>>>>>>>> Negotiations
Chapter Eleven: Specific
Negotiating Techniques
>>>>>>>>>> Negotiating
Tactics
Chapter Twelve: For Sale By Owner: Buying FSBO Real Estate
Chapter Thirteen: Home Inspections As A Negotiating Tool
Chapter Fourteen: A Basic Negotiating Checklist
Section 4 : Finance For Less
You can pay the full asking price on a home and still spend thousands less than another person might. It isn't just price, but financing too that makes a home affordable. Pay a lower interest rate, and you can save many thousands of dollars. You can pay low or no loan fees, avoid mortgage insurance, save on appraisals, and more.
Chapter Fifteen: A Cheap Mortgage: Saving Money On Money
Chapter Sixteen: Mortgage Loans:
The Elements Of A Loan
>>>>>>>>>>> More
About Loans
>>>>>>>>>>> Compare
Loans
Chapter Seventeen: Types Of
Loans
>>>>>>>>>>>>> More
About Loan Types
Section 5 : Save On Everything Else
This is all the information that doesn't fit into the other four sections. You'll find a checklist for moving, a walk-through inspection list, some tips on hiring an inspector, and more. There are dozens of ways to save money here. You can get cheaper inspections, pay lower taxes, pay less for homeowners insurance, and save on closing costs. Skip this section and you might pay hundreds or thousands more to own your next home.
Chapter Eighteen: Closing
Statement Charges
>>>>>>>>>>>> Other
Closing Charges
Chapter Nineteen: Hiring A Home
Inspector
>>>>>>>>>>>> How
to Find a Home Inspector
Chapter Twenty: Property
Inspection Checklist
>>>>>>>>>>> Inspection
Checklist Continued
Chapter Twenty-One: Checklist For Moving
Chapter Twenty-Two: Hiring Home Contractors
Chapter Twenty-Three: Cheap Home Owner's Insurance
Chapter Twenty-Four: Save On Property Tax
Chapter Twenty-Five: Is Your
Real Estate Agent A Spy?
>>>>>>>>>>>>>> Find a Real Estate Agent
Chapter Twenty-Six: Fixing Your Credit Report
Chapter Twenty-Seven: Home Buying Tip: Avoid These Costly Mistakes
Chapter Twenty-Eight: More Ways To Save Money
Extra: Home Buying Checklist
Legal Notice And Disclaimer - The author has used his best efforts to verify all information, but makes no warranties with respect to the accuracy or applicability, and shall not be held liable for loss or damage resulting from use or misuse of the material here. All rights reserved. No part of this book may be reproduced or used without permission from the author, except for brief quotations that are properly credited. Copyright 2008 - 2011 by Steve Gillman
Now go find those cheap homes for sale out there!